Travel Insurance Requirements by Country (2025)

For Schengen visa applicants, proof of medical insurance with at least EUR 30,000 coverage valid across Schengen states and visit duration.

Often not, but strongly recommended due to healthcare costs and emergencies. Some airlines/tours may require proof.

Increasingly not mandatory; however, comprehensive policies covering illness, evacuation, and trip interruption are advised.

From our table, the UAE commonly requires valid medical insurance for entry. Schengen states require insurance for visa applicants (not visa-exempt tourists). Always verify current rules before travel.

A policy certificate or insurer letter showing your name, dates of coverage, medical coverage limit, and evacuation/repatriation. Schengen applicants should request a specific “Schengen certificate.” Digital proof is usually fine; print a copy for border checks.

A practical baseline is $50,000–$100,000 medical coverage plus $200,000+ evacuation/repatriation. Consider higher limits for remote destinations or adventure activities.

Many basic policies exclude higher‑risk sports (diving, trekking above set altitudes, skiing). Add a sports rider or choose an insurer that explicitly includes your activities.

Often yes, but some insurers impose a 48–72h waiting period before illness coverage starts. If applying for a visa, purchase before submission and include the certificate.

Usually not for long trips. Card coverage often caps medical/evacuation limits and days (e.g., 15–31). Check limits; many travelers add a standalone policy for medical and evacuation.

No. A single policy must cover all Schengen states for the full trip length with at least €30,000 medical coverage plus repatriation.

Extend your policy or purchase a new one ensuring continuous coverage through your stay (and visa validity, if applicable). Carry updated proof.